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Upcoming Start Dates
March 4, 2019
April 1, 2019

Finance Pilot Training

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Financing Flight Training 

There are many financing options choose the one that is right for you!

Private Student Loan

A Wells Fargo Collegiate® student loan may help you pay for the costs associated with your professional and commercial flight training program.1

Eligible students may receive:

  • • No payments until you graduate or leave school2
  • No application, origination, or early repayment fees
  • • Competitive fixed or variable interest rate options
  • Funds up to the cost of education minus other financial aid3
  • • A quick and easy application process
  • Wells Fargo’s best-in-class service from initial application through the last payment

A cosigner may help you qualify for a private student loan and potentially get a lower interest rate but is not required to apply.

Borrowers may request an aviation internship forbearance that would temporarily postpone monthly payments while completing their flight training hours4.  Individuals qualifying for the aviation internship forbearance are able to postpone monthly payments up to 24 months after completing school.

When it comes to financing your education, be sure to look at all of your options – including grants, scholarships, and loans from all sources – and make careful comparisons among all your choices. If you determine that a private student loan is right for you, we can provide loans to help meet the needs of nearly every student.

For more information you can call 1-877-451-5039.


1. Wells Fargo private student loans are subject to credit qualification, completion of a loan application/consumer credit agreement, verification of application information and, if applicable, a self-certification form, the school’s certification of loan amount, and the student’s enrollment at a Wells Fargo-participating school.

2. Students are not required to make payments while in school; repayment begins 6 months after you graduate or leave school. The maximum in-school period is 7 years after the date of first disbursement. Interest accrues during any deferment periods, including the in-school period, and is capitalized to the loan upon entering repayment.

3. Loan amount is dependent on the loan product, other financial aid, creditworthiness, and other factors. Aggregate and annual loan limits apply.  The cost of attendance is determined and certified by the educational institution.

4. Interest continues to accrue during any forbearance period and will be capitalized to the account upon entering repayment.

Pay as you train personal loans



Put your loan to work right now and get on your way as a better trained, more proficient pilot.


The Aspire Credit Union

A personal loan is a great resource to help you with smaller purchases or unexpected needs that come up at different times in your life. Aspire FCU offers competitive rates, flexible terms and affordable payments!

Personal Loan – A higher credit limit provides the cash you need.


Everything you need to know about our finance programs, finding a school and the easy application process is right here. We recommend taking a few minutes to review all of the FAQs. They will clearly and simply address every aspect of your experience. We want to put you in the pilot’s seat as quickly and easily as possible.

Military Funding

VA Funding Link

VA FAQ for Post 911 GI Bill 

VA Funding Disclaimers and essential information below.

You can also find helpful information online at these sites

Aviation Schools Online*

Free Lending Tree* guide for personal loans. This link gives you a chance to compare lenders.

LendingTree offers people considering flight school the possibility to receive private loan offers from multiple lenders with a single form. The interest rates on these loans are almost always lower than credit cards, and most people accept the money directly in their bank accounts within a matter of days.  Even if consumers don’t choose one of the offered loans, Lending Tree’s service is entirely free and will help them comparison shop with other financing services*.



* These examples of financing are not endorsements but instead are examples of options of the possible types of funding available.

***VA Funding Disclaimer: All students, including those seeking to fund from the VA, are responsible for paying their flight school costs. It is also each students’ responsibility to pay on time to keep their flight account up to date.

If a student is attending more than one training or school program, it is up to the student to inform VT AAA. Students will be held accountable for all costs incurred.

Only the Charter College program is set up for VT AAA to operate as the secondary school; no other VA funding is provided to the student if the student designates VT AAA as a secondary school under any other program. This means that VT AAA is set as the primary training program school or Charter College is a primary school with VT AAA operating as the flight lab/secondary school for VA to cover flight costs.

If VT AAA is the primary training program, VT AAA cannot start training before the VA funding arrives unless the student.

What are the costs to finance pilot training?

The professional pilot career program costs 

To finance pilot training, you first have to know the costs!

  • $68,500 plus ground school materials, checkrides and tests and living expenses is the complete picture of what you will need to finance pilot training.
  • $1,500 down payment to hold your spot in a class. $500 is for processing and $1000 toward flight training.
  • The amount to bring the first day of class is $13,585 for the private pilot module or the cost for the program that your starting.
  • This is the best offer in the industry for real private to commercial and CFI training!
  • The program takes about 12 to 15 months to complete.
  • Fly as often as possible to maintain the level of competency needed to stay proficient.
  • The Guaranteed Instructor job base pay is $32,000 with bonuses and other cash incentives and full benefits (about $52k a year).
  • CFI job works so you can accumulate the required airline pilot hours.
  • VT AAA also takes the initiative to connect you with one of our regional airline partners.
  • Private Pilot License costs $13,585.00
  • Instrument rating cost $9,880.00
  • Commercial Pilot License required $26,345.00
  • Multi-Engine Add-on cost $5,715.00
  • CFI training  costs $7,200.00
  • Most flights are 1.2 hours, and the above-quoted costs are based on industry average times it takes for students to learn the training and don’t include the cost for pre and post-briefing.
  • You should add 10% more costs just in case you need to have additional lessons or briefings.

**Any money deposited by students into their flight training account that is left in the account after a student pays for all flight training received and then withdrawal from the school is fully refundable. 

“Guarantee Job Interview Eligibility
Our student pilot graduates must meet the following requirements to be eligible for a guaranteed instructor interview:
Demonstrate professionalism, adherence to all SOP’s, and demonstrate the highest safety standards at all times.
Attend all scheduled training events on time and meet knowledge test deadlines
Fail no more than two checkrides (three or more checkride failures will prevent your eligibility for a guaranteed instructor job interview)
Possess a clean background check of a minimum of ten years as required for any airline position.”

"It takes time, resources and a drive to finish but the effort and the costs are well worth it because it's a career like no other and it has the potential to change your life," Dena Lackey, VT AAA Marketing Manager.